Portfolio Info

Lifetime pension planning to ensure your financial security in retirement.

Pension legislation is constantly evolving making it increasingly difficult for individuals to keep track of their projected retirement provision. At Financial Affairs our starting point is you and your anticipated income needs in retirement. We then undertake a full analysis of your current provision and create a bespoke financial plan in order to achieve those goals.

By constantly monitoring your policies and investment performance we are able to ensure that your funding levels are adequate to meet your projected needs at retirement. When you reach your desired retirement age, we provide advice based on the full retirement market in order to find the retirement solution most suitable to your individual circumstances and needs.

Products & Services

  • Personal Pensions
  • Stakeholder Pensions
  • SIPPs – Self Invested Personal Pensions
  • Family SIPP or Group SIPP
  • SSAS – Small Self Administrated Scheme
  • Annuities
    - Provider Annuities – buy direct from your pension provider
    - OMO – Open market options – we will see what the market will offer compared to your current provider and advise on the best option
    - Enhanced annuities – if you have suffered ill health either in the past or have ongoing issues then you may be entitled to more income at retirement. This can be anything as minor as smoking, blood pressure or taking statin to reduce cholesterol
  • Income Drawdown – NEW rules came into force from April 2015 – contact an adviser today for further information. Each individual’s circumstances are different and require full financial advice in order for you to maximise your retirement income


Looking for Group/Company or Auto Enrolment Pensions? click here

Portfolio Details